Our Services

Financial Planning for Your Unique Circumstances

EDUCATIONAL APPROACH TO RETIREMENT PLANNING

Anders & Anders Financial Group provides general investment education and retirement savings planning guidance to individuals in both the public and private sectors, with a focus on making complex decisions crystal clear. By asking the right questions, the firm helps individuals better understand how various planning concepts may align with their unique circumstances. Anders & Anders Financial Group has particular experience assisting members of the Florida Retirement System (FRS), including those participating in, evaluating, or exiting the FRS Deferred Retirement Option Program (DROP). All discussions are educational in nature and intended to support informed understanding of available options and considerations.

Florida Retirement System, DROP

FRS & DROP DECISIONS REQUIRE GUIDANCE

Navigating the Florida Retirement System can be complex, especially when making decisions about entering or exiting the DROP program. These choices are often permanent, and for most individuals, retirement happens only once. Anders & Anders Financial Group helps bring clarity to this process by educating FRS members on available options, considerations, and potential outcomes based on their situation. While each person’s retirement is unique, our team works with individuals facing these decisions every day, providing informed guidance designed to support confident, well-considered choices.

Tax-Efficient Planning Strategies

MINIMIZE TAX IMPACT THROUGH INFORMED PLANNING

Tax efficiency is an important consideration in retirement and long-term financial planning. Anders & Anders Financial Group incorporates tax-aware strategies as part of broader planning discussions, helping individuals understand how different investment types, account structures, and withdrawal approaches may impact taxes over time. Our goal is to provide clear, educational insight into available options and considerations so clients can better evaluate how tax efficiency fits within their overall financial picture, in coordination with qualified tax and legal professionals.

Choosing your Planner

WHY A REGISTERED RETIREMENT AGENT?

Registered retirement representatives have a responsibility to act in their clients’ best interests by providing information, education, and recommendations that are appropriate based on each client’s individual circumstances. This includes taking reasonable steps to understand a client’s financial situation, goals, time horizon, and risk tolerance, and communicating clearly about potential risks, costs, and limitations of financial products or strategies. Representatives are also expected to maintain ethical standards, comply with regulatory requirements, and support informed decision-making through ongoing communication and transparency.